The Bank Account - North Oak

It happens to a lot of us: the cost Christmas gifts sneaks up on us and we end up charging gifts that we can’t afford. All of this in an effort to make sure everyone gets what they want. If you Google the most stressful day of the year, you get January 24, partly because that’s when the bills come due for the overspending in December. But enjoying a Simple Christmas shouldn’t break our bank accounts. Is there a way to still give gifts but with a purpose and meaning that doesn’t send us into debt?